Privacy Policy

Split Today (iOS) · Ananto Mohammad · Effective date: 22 October 2026

This policy describes how Split Today collects, uses and stores information. Split Today is an app for splitting bills with friends and households, published by Ananto Mohammad.

Account information

You can create an account with Sign in with Apple, Google Sign-In, or an email address and password (Firebase Authentication). We receive your email address, name and a user identifier so we can create and authenticate your account. You choose a username and can add a profile photo, which friends and household members can see.

App data

To provide the app's features we store, in Google Firebase (Cloud Firestore and Storage):

• Friends, households and invite details
• Expenses, splits and settlements
• Receipt photos and profile photos you choose to add
• Comments on expenses, and household details you enter, such as a name or address
• Payment handles you choose to add (for example Venmo, Cash App or Zelle)
• Device tokens (Firebase Cloud Messaging) used to send push notifications
• For chat: encrypted messages, who sent them to whom and when, public encryption keys, block lists and reports

This data is used only for app functionality: showing balances, splitting bills, sending friend-request, expense and message notifications, delivering chat messages and letting you settle up.

Quick Add, voice and Siri

Quick Add turns what you type or say into a draft expense. It runs on your iPhone: it uses Apple's on-device Apple Intelligence model when available, or a built-in reader otherwise. Voice input uses Apple's speech recognition, on-device where your iPhone supports it (Apple may otherwise process the audio under Apple's own privacy policy). Siri can start Quick Add. Your text and voice are not sent to our servers or to any third-party AI service. Nothing is saved until you confirm the preview; the saved expense is stored like any other expense.

Messages with friends

Chats are end-to-end encrypted. Messages are encrypted on your iPhone and can only be read on your device and your friend's device. Split Today and our service providers cannot read them. To deliver messages we store the encrypted message, who sent it to whom and when, plus each device's public encryption key. Your private key stays in your iCloud Keychain (or only on your iPhone if iCloud Keychain is off).

• Message notifications only say "New message from" and the sender's name, never the message.
• Safety codes are calculated on your iPhone and are not sent to us.
• If you block someone, we store that choice so they can't message you.
• If you report a message or a person, we receive the reason, who made the report and who was reported. The reported message text is included only if you choose to send it. We review reports within 24 hours.
• The offensive-message filter runs on your iPhone.

Analytics

Split Today uses Google Analytics for Firebase to count how features are used, for example when an account is created. Events never include names, emails, amounts, notes or messages, no user ID is set, and they are not used to track you across other companies' apps and websites. Split Today has no separate crash-reporting SDK. Apple may share crash reports with us if you opt in to share analytics with app developers in iOS Settings.

Advertising

Split Today shows a Google AdMob banner on the Home screen only. There are no interstitial ads. Split Today does not ask to track you, so your device's advertising ID is never shared with us or our ad partner. In the EEA, UK and Switzerland, Google's consent message is shown before ads load, and you can change your choice any time in Account → Privacy Choices. AdMob may use device information, coarse (IP-based) location and Apple SKAdNetwork to serve and measure ads.

What we do not do

• We do not sell personal data.
• There are no in-app purchases, subscriptions or stored payment cards. Split Today does not move money.

Data sharing

We share data only with service providers needed to run the app: Google Firebase (sign-in, database, storage, push notifications and analytics), Google and Apple (sign-in), and Google AdMob (Home banner ads).

Retention and deletion

Your data is kept while your account exists. You can delete your account at any time in the app under Account → Delete Account, or by emailing us. See Delete Account. Messages you already sent stay readable only by the friend you sent them to.

Children

Split Today is not intended for children under 13.

Changes

We may update this policy and will change the effective date above.

Contact

Questions about this policy: ananto.design@gmail.com